Everyone in America has a First Amendment right to protest, but what do you do if those protesters damage your property? 

Small business owners should prepare for an increase in protest activity as political tensions, social justice movements and economic pressures create conditions that historically lead to more frequent demonstrations in commercial areas. 

To prepare your restaurant or hotel for a protest or riot, review your insurance to ensure it covers riots, vandalism and business interruption, and consider additional coverage like political violence extensions. Document your property and inventory, secure the premises with window protection and surveillance and coordinate with local authorities. Have a clear emergency plan for staff and guests, monitor local news and social media, and consider a temporary closure if needed. 

If you would like a quote for business insurance, check out MyHospitalityInsurance.com. 

While most protests remain peaceful, the proximity of demonstrations to retail districts and downtown business areas means business owners should consider contingency planning for potential disruptions. 

Below are links to resources and information. 

Before a protest: 

How to protect your business property during times of unrest 

Protecting your business threatened by civil unrest 

Preparing for civil unrest: A business guide 

During a protest: 

Six ways to secure a business during a protest 

Protecting infrastructure during public demonstrations 

After a protest: 

Can I sue protesters for ruining my business? 

When disaster strikes: Preparations, response and recovery for your business 

Business disaster recovery plan