Health Insurance
Our comprehensive health care solutions.
Finding health insurance in Washington state that suits your unique needs can be a challenge. That’s why we offer a variety of health insurance solutions designed to meet the diverse needs of individuals, families, and businesses in the hospitality industry. Check out our comprehensive health insurance solutions:
Our Comprehensive Health Insurance Solutions
Health Insurance for Individuals & Families
Whether you’re a single worker in a restaurant or a hotel manager with a family, our individual and family insurance options are easy, personal, and affordable. Options include Affordable Care Act coverage, short-term insurance, dental, vision, and more.
Health Insurance for Businesses
Providing health insurance to employees is more than just a benefit—it’s a way to attract and retain top talent. Our group health insurance plans with Hospitality Health and United Healthcare are designed with flexibility and cost-effectiveness in mind.
Additional & Supplemental Insurance
More than just medical, we have insurance solutions that cover your well-being from every angle—physical, mental, and financial. Options include telemedicine, dental, vision, life insurance, employee assistance programs (EAP), mental health, and more.
Health Insurance for Businesses
For hospitality business owners, providing health insurance to employees is more than just a benefit—it’s a way to attract and retain top talent. Our group health insurance plans with Hospitality Health Insurance and United Healthcare are designed with flexibility and cost-effectiveness in mind.
Hospitality healthcare built for Washington Hospitality Association members.
- 50% minimum contribution and 50% minimum participation
- Owners are covered for on-the-job injuries through Hospitality Health Insurance Trust medical plans
- Teladoc coverage is available for the entire family when employee coverage is elected
- Free COBRA administration for all group sizes
- Learn more
Fully insured health plans offering medical and ancillary coverage.
- Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees
- Annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees
- Up to a 5% discount on specialty benefits (dental, vision, life, disability, accident and critical illness) for fully insured groups
- Learn more
Additional and Supplemental Health Insurance
More than just medical—we have insurance solutions that cover your well-being from every angle—physical, mental, and financial.
Telemedicine
Washington Hospitality Association offers three options for telemedicine coverage.
$0 copay for all services, including family members. In addition to all the Teladoc benefits above, this plan also enables members to:
- Build an ongoing relationship with a therapist or psychiatrist of your choice
- Talk to a registered dietitian for a personalized nutrition plan
- Upload images of a skin condition and received a personalized treatment plan
- Relieve neck and back pain through guided videos with a certified health coach
- More information
- Low monthly premiums
- No charge for virtual or preventative care
- Referrals to in-person visits
- Specialist care
- Prescription refills
- More information
*Only available in areas served by Kaiser Permanente
Employee Assistance Program (EAP)
Help employees cope with issues affecting their ability to reach their potential.
Marital and family problems, conflicts among co-workers and managers, depression, substance abuse, work-related stress, legal and financial issues, and child and elder care needs can all affect employees’ wellbeing and in turn hurt productivity and drive up costs for businesses.
An EAP is a cost-effective tool to mitigate these risks. It can help reduce absenteeism, workers’ compensation claims, health care costs, accidents, and grievances. In addition, it can address safety and security issues, improve employee productivity and engagement, and reduce costs related to employee turnover.
Flexible Spending Account (FSA)
Help your employees prepare for future medical expenses.
Dental
Washington Hospitality Association offers three options for dental coverage.
- Visit any dental provider, whether they are in or out of network.
- Network providers charge 25-50% less than their regular rates.
- Quickly access your information.
- Earn rewards by using your dental plan benefits.
- More information
If full time workers have a standard plan, part-time employees can get a basic dental plan. Bundle dental plans with other benefits to save more.
- 100% preventative care coverage
- Low $50 deductible per person for non-preventative care
- Access to large national and regional networks
- More information
Willamette blends preventive dental care with broad insurance coverage, making it affordable with predictable out of pocket costs.
- No annual maximum, deductible or waiting periods with predictable out-of-pocket costs.
- Emergency services available in-person in 48 hours or less and on-call 24/7.
- All dental specialty services available, including orthodontics for all ages.
- More information
Vision
Washington Hospitality Association offers two options for vision coverage.
- There is no network. You have the freedom to select any vision provider you choose. Then simply pay your provider and submit a claim. Ameritas will reimburse you up to your set annual dollar amount of $200. There are no frequency limitations. You have a flat amount of $200 to use for eligible exams, lenses and frames collectively.
- Choose from a network made up of chain vision providers.
- Largest network of independent optometrists and ophthalmologists.
- More information
- One of the broadest eyewear and eye care programs in the country
- Bundle with other benefits plans from UnitedHealthcare saves you even more
- Large network of eye doctors and optical retailers
- Access to discounts on laser surgery
- Comprehensive eye exams (after copayment)
- Most lenses, frames, and contacts (after copayment)
- More information
Mental Health
Washington Hospitality Association offers three options for mental health coverage.
- Free mental health resources
- Flyer for your business
- HealthiestYou, a telemedicine plan, includes appointments with a therapist or psychiatrist.
- To learn more, read about HealthiestYou in our telemedicine overview or download more information here.
Life Insurance
Help your employees prepare for the future.
- Guaranteed issue, no medical history questions asked
- Portable at the same rates, even if you leave the company or retire
- Guaranteed renewable to age 100
- Spouse and child options
- More information
Minimum Essential Coverage
Help your employees prepare for future medical expenses.
If you’re a large employer, you’re required to offer a basic level of health coverage to your employees under the Affordable Care Act. Minimum Essential Coverage (MEC) is the simplest type of health plan you can offer your employees to meet these requirements. If you need to comply but can’t afford comprehensive coverage, MEC is often a good option.
Plans start at $56 per employee per month. See more pricing information.
Health Insurance Inquiry
Would you like to speak with one of our health care solutions experts?
Fill out the form below or email healthcaresolutions@wahospitality.org and a representative will reach out to you.
Logan Dozier
Senior Manager of Insurance Services
360-246-4475
Email Logan
Kylee Freese
Healthcare Solutions & Suites Program Manager
(360) 890-1373
Email Kylee