Business Insurance

Essential for hospitality businesses using vehicles, our Commercial Auto Insurance covers damages and liabilities from accidents across the nation. Whether you offer delivery or transportation services, ensure your mobile assets are well-protected with this must-have coverage.

With increasing reliance on digital systems, Cyber Liability Insurance is vital. It shields your business from data breaches and cyber threats, protecting sensitive customer and business information—a growing concern in the hospitality sector.

Cover claims from employees alleging practices such as discrimination, harassment, or wrongful termination with Employment Practices Liability Insurance. In an industry with high employee turnover, Employment Practices Liability Insurance is a crucial safeguard for business owners.

This coverage protects against legal liabilities related to managing employee benefit plans. Essential for Washington hospitality businesses offering benefits to their staff, it guards against claims of mismanagement or negligence.

A must for any business dealing with food, Foodborne Illness Insurance covers against illnesses caused by food products. Critical for restaurants and caterers, it ensures business stability even in the face of potential health-related claims.

General Liability Insurance is the cornerstone of any business insurance policy, covering a range of risks from property damage to bodily injury claims. For businesses serving alcohol, Liquor Liability Insurance is essential, protecting against claims arising from alcohol-related incidents.

Management Liability Insurance covers a range of risks, including errors and omissions, employment practices, and fiduciary responsibilities. Tailored for decision-makers in Washington State, it ensures their actions don’t lead to financial loss.

Fundamental for any brick-and-mortar, Commercial Property & Casualty Insurance protects against damage from natural disasters, accidents, or vandalism. Vital for maintaining your business’s presence and operations, especially where property aesthetics and functionality are key.

Umbrella or Excess Insurance provides additional coverage beyond the limits of your existing policies. In an industry where lawsuits can be expensive, this is an extra layer of protection for your business income, covering costs that exceed your primary insurance limits.

Unfortunately, workplace violence in Washington State and throughout the nation is a reality. This insurance offers protection against such incidents of violence, including active shooter situations. It covers medical expenses, legal fees, and business interruption costs, providing a critical safety net in today’s unpredictable world.